FG Loan for Phones and Laptops: Six Requirements to Access C.L.I.C.K.D. Device Credit

• FG loan for phones and laptops: See six requirements to access CREDICORP C.L.I.C.K.D. device credit, eligible applicants, application portal and how to apply.

The Federal Government has opened applications for Nigerians who want to access laptops, smartphones, tablets and other digital devices through a consumer credit scheme known as the C.L.I.C.K.D. Programme.

C.L.I.C.K.D. means Credit for Laptops, Internet, Connectivity and Knowledge Devices. The programme is being implemented by the Nigerian Consumer Credit Corporation, CREDICORP, in partnership with the Federal Ministry of Communications, Innovation and Digital Economy.

Unlike a cash grant, the programme is designed to help eligible Nigerians get digital devices through structured credit, meaning beneficiaries may pay gradually instead of paying the full cost upfront.

What is the FG C.L.I.C.K.D. loan?

The C.L.I.C.K.D. Programme is a device financing initiative created to make digital tools more affordable for Nigerians who need them for learning, work, business, freelancing, software development, content creation and other productive activities.

According to CREDICORP, the programme covers devices such as:

• Laptops
• Smartphones
• Tablets
• Connectivity devices
• Digital learning equipment

The first phase is linked to digital talent development programmes, especially the Federal Government’s 3 Million Technical Talent, 3MTT, Programme.

Six requirements to access FG loan for phones and laptops

Based on the CREDICORP application portal, applicants are expected to provide the following key details before they can be considered.

1. Personal information

Applicants must provide basic personal details such as:

• First name
• Surname
• Email address
• Phone number

These details are needed to identify the applicant and allow CREDICORP or its partners to contact them about the application.

2. State and local government of residence

Applicants must select their state of residence and local government area.

This helps determine where the applicant is applying from and may also help with phased rollout, distribution and verification.

3. Employment or current status

Applicants are required to choose what best describes them. The options on the application portal include:

• Employed salary earner
• Freelancer or self-employed person
• Business owner
• Student
• Job seeker
• NYSC member

This section helps the programme understand the applicant’s income or activity status.

4. Monthly income information

The portal asks applicants to provide their monthly income, although this field is marked optional.

The income ranges include:

• Below ₦100,000
• ₦100,000 to ₦250,000
• ₦250,000 to ₦500,000
• ₦500,000 to ₦1,000,000
• Above ₦1,000,000

Since this is a consumer credit scheme, income details may help lenders assess repayment capacity.

5. Digital talent programme status

Applicants must indicate whether they are currently part of any digital talent programme.

The listed options include:

• 3MTT
• Andela Learning Community
• Learn2Earn
• ALX
• HNG Internship
• AltSchool Africa
• Genesys Tech Hub
• Other

The first national pilot is connected to the 3MTT ecosystem, so applicants already participating in digital skills programmes may have stronger relevance for the current phase.

6. Device choice and reason for applying

Applicants must choose the device they want to apply for. The options include:

• Laptop
• Smartphone
• Tablet
• Other device

They must also state why they need the device. Reasons listed on the portal include:

• Learning and certifications
• Work or remote work
• Freelancing
• Business growth
• School
• Software development
• Content creation
• Other purposes

Applicants must also confirm that the information provided is accurate, agree to be contacted, and consent to CREDICORP and its partners using their information to assess eligibility.

How to apply for FG phone and laptop loan

Interested Nigerians can apply through the official CREDICORP C.L.I.C.K.D. portal.

Follow these steps:

1. Visit the official CREDICORP C.L.I.C.K.D. page at credicorp.ng/clickd.
2. Click “I’m Interested.”
3. Fill in your personal details.
4. Select your state and local government.
5. Choose your employment or student status.
6. Select the digital talent programme you belong to, if any.
7. Choose the device you want.
8. State why you need the device.
9. Confirm the declarations and submit.

Is the FG loan for phones and laptops free?

No. The programme should not be treated as a free phone or free laptop giveaway.

It is a consumer credit scheme, which means successful applicants may receive devices through a repayment arrangement. CREDICORP says the programme is meant to make digital devices easier to access by spreading payment over time.

As of now, the official portal has not clearly published the interest rate, repayment period or down-payment requirement for all applicants.

Who will benefit first?

Reports say the first phase will prioritise eligible fellows in digital talent programmes, especially those connected to 3MTT and Learn2Earn.

The pilot phase is expected to begin with locally assembled laptops before expanding to more device categories and applicants across Nigeria.

Important warning to applicants

Applicants should avoid paying money to agents or unknown individuals claiming to help with approval.

Use only the official CREDICORP website and wait for communication from verified programme partners. Any website asking for suspicious payment or sensitive bank details should be treated carefully.

FAQs

What is C.L.I.C.K.D.?
C.L.I.C.K.D. means Credit for Laptops, Internet, Connectivity and Knowledge Devices. It is a CREDICORP device financing programme.

Can students apply for the FG phone and laptop loan?
Yes, the application form includes students as one of the applicant categories.

Can NYSC members apply?
Yes, NYSC members are also listed among the applicant categories on the portal.

Is it only for laptops?
No. The programme covers laptops, smartphones, tablets and other digital or connectivity devices.

Is the application open to everybody?
The portal is open for expression of interest, but the first phase appears to prioritise eligible digital talent programme participants.

Where can I apply?
Applicants can apply through the official CREDICORP C.L.I.C.K.D. portal: https://www.credicorp.ng/clickd.