How to Share Airtime on MTN, Airtel, and Glo Using USSD Codes— Simple Step-by-Step Guide

• Need to send airtime to friends or family? Nigerian telecom networks now use a unified USSD system that makes airtime transfers easier than ever.

• Here’s a complete guide on how to share airtime on MTN, Airtel, and Glo using USSD codes and mobile apps.

Sharing airtime has become one of the easiest ways Nigerians help friends, relatives, and colleagues stay connected, especially during emergencies or when someone urgently needs to make calls or buy data.

To simplify the process, the Nigerian Communications Commission (NCC) introduced a harmonised USSD system that allows users across different networks to perform airtime-sharing transactions more easily.

Today, MTN, Airtel, and Glo subscribers can transfer airtime using the unified *321# service, while some networks also support airtime transfers through their mobile apps.

Although the process is now simpler, many users still find the setup confusing, especially when it comes to changing transfer PINs or using mobile apps for the first time.

Here is a detailed guide on how to share airtime on MTN, Airtel, and Glo in 2026.

How to Share Airtime on MTN

MTN remains one of the most widely used telecom networks in Nigeria, and its airtime transfer feature allows users to send airtime quickly to other MTN subscribers.

Users can transfer between ₦50 and ₦5,000 per transaction, with a daily transfer limit of up to ₦50,000.

MTN supports airtime sharing through both USSD codes and the myMTN mobile app.

Step 1: Change Your Default PIN

Before you can send airtime, you must first replace the default transfer PIN.

To do this:

• Dial 3210000NewPINNewPIN#

For example, if you want your new PIN to be 1234, dial:

• 321000012341234#

You can also change your PIN through SMS by sending:

• Default PIN New PIN New PIN

to 321.

Step 2: Transfer Airtime

Once your PIN has been successfully changed, you can start sharing airtime.

Dial:

• 321RecipientNumberAmountPIN#

For example:

• 321080120005001001234#

This sends ₦100 airtime to the specified MTN number.

Both the sender and receiver will receive confirmation messages after the transaction is completed.

How to Share Airtime Using the myMTN App

MTN users can also transfer airtime through the myMTN mobile application.

To use the app:

1. Open the myMTN app and log in
2. Tap “Share”
3. Create an airtime transfer PIN if you do not already have one
4. Select “Airtime Share”
5. Enter the recipient’s MTN number
6. Input the amount you want to transfer
7. Review the transaction summary
8. Enter your PIN to complete the transfer

MTN notes that postpaid users can only transfer airtime if their account balance is positive.

How to Share Airtime on Airtel

Airtel also allows subscribers to transfer airtime easily using either USSD codes or the Airtel mobile app.

Users can send between ₦50 and ₦5,000 per transaction, with a maximum daily transfer limit of ₦10,000.

Step 1: Change Your Airtel PIN

Before using the transfer service, Airtel users must replace the default PIN, which is usually 1234.

To do this:

• Dial *321# and follow the on-screen prompts

You will be asked to create a new secure PIN for airtime sharing.

Step 2: Transfer Airtime

After setting your new PIN, dial:

• 321RecipientNumberAmountPIN#

Example:

• 321080120005002001234#

This sends ₦200 airtime to the selected Airtel number.

Both users will receive confirmation notifications after the transaction is successful.

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How to Share Airtime Using the Airtel Mobile App

Airtel users can also send airtime through the Airtel app.

To transfer airtime:

1. Open the Airtel app and sign in
2. Click “View All”
3. Select “ME2U Share Airtime”
4. Enter the recipient’s Airtel number
5. Input the transfer amount
6. Review the details carefully
7. Enter your transfer PIN to complete the transaction

The mobile app is often preferred by users who want a faster and more visual transfer process.

How to Share Airtime on Glo

Glo subscribers can also transfer airtime using USSD codes.

Unlike MTN and Airtel, Glo currently does not support airtime transfer through its mobile app, although the app supports data gifting and subscription management.

Glo users can transfer between ₦50 and ₦1,000 per transaction, with a maximum daily limit of ₦5,000.

Step 1: Change Your Default PIN

Glo’s default transfer PIN is 00000.

To create a new PIN, dial:

• 32100000NewPINNewPIN#

For example:

• 321000001234512345#

Step 2: Transfer Airtime

After successfully changing your PIN, you can send airtime by dialing:

• 321RecipientNumberAmountPIN#

Example:

• 3210801200050050012345#

This sends ₦500 airtime to the chosen Glo number.

You and the recipient will both receive confirmation messages after the transaction.

How to Reset Your Glo Transfer PIN

If you forget your Glo transfer PIN:

1. Dial *321#
2. Select “Airtime Share”
3. Choose “Forgot PIN”
4. Follow the instructions displayed on your screen

The system will guide you through the PIN recovery process.

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Why Airtime Sharing Has Become More Popular

As the cost of communication continues to rise in Nigeria, airtime sharing has become increasingly common among families, friends, students, and coworkers.

Many Nigerians now rely on quick airtime transfers during emergencies, especially when someone urgently needs to make a call, activate a data bundle, or complete a mobile banking transaction.

The harmonised *321# code introduced by the NCC has also made the process easier by reducing confusion across different telecom networks.

The Bottom Line

Whether you use MTN, Airtel, or Glo, sharing airtime in 2026 is now faster and more convenient than ever.

With just a few USSD codes or mobile app steps, users can instantly send airtime to loved ones anywhere in Nigeria.

As long as your transfer PIN is active and your balance is sufficient, the process only takes a few seconds to complete.